| Tip | Monthly Saving |
| Save $.50 a day in loose change | $15 |
| Cut soda/pop consumption by 1 liter a week | $6 |
| At work, substitute 1 coffee for 1 cappuccino | $40 |
| Bring lunch to work (saving estimated $3/day) | $60 |
| Eat out 2 fewer times a month | $30 |
| Borrow, rather than buying, one book a month | $15 |
| Comparison shop for gas (save est. $.25/gallon) | $4 |
| Maintain checking account minimum to avoid fees | $7 |
| Bounce one less check a month | $20 |
| Pay credit card bill on time to avoid late fee | $25 |
| Pay off $1000 of credit card debt, reducing interest | $15 |
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